Tag Archives: healthcare

Are You Using the Right Toothbrush?

Girl with a toothbrush

Brushing at least twice a day can keep your pearly whites healthy and stronger. This habit, however, does not always guarantee a cleaner mouth, especially if you are using the wrong toothbrush. Note that not all toothbrushes are the same, as some can do more harm than good, compromising your oral health.

Family dentists in Lone Tree, Colorado share the criteria for choosing the right brush:

Manual or Electric

It doesn’t really matter. In fact, according to the American Dental Association, ordinary toothbrushes can be just as effective as electric ones. It all comes down to how you use the cleaning device. If you follow the right technique and know how to floss properly, manual brushes are a good option. Electric toothbrushes, however, can be a great choice if you have motor disability or difficulty moving the brush around your mouth.

Bristles Matter Most

Your toothbrush needs to have soft bristles. They should also be able to bend, so they can clean other surfaces. Avoid choosing those with hard or firm bristles, as they can harm your mouth and cause your gums to bleed. They can also scrub your teeth vigorously, contributing to dental wear and erosion. Choose one with soft bristles and brush gently to keep your teeth’s natural layer.

Size of the Brush

If you have a smaller mouth, be sure to choose a brush that feels the most comfortable for you. Toothbrushes are available in different sizes of head and handles. Note that the ideal toothbrush is the one the fits the mouth comfortably, allowing you to reach all areas of the teeth. You should also pick the right size of toothbrush for babies and younger children.

Keep these things mind when buying a new toothbrush. Be sure not to brush hard and avoid rushing when cleaning your mouth. It should be at least twice a day for two minutes each time. Don’t forget to replace them every three to four months or when the bristles are worn out.

MediShield and Integrated Shield Plan: The Perfect Health Insurance Combo

Whiplash

Health InsuranceA MediShield Integrated Shield Plan (IP) is a comprehensive health insurance plan that covers major incidents related to surgery and hospitalisation. People do not usually use it to cover minor hospital costs and general doctor visits.

How Does an Integrated Shield Plan Work?

MediShield is your basic health insurance that covers as much as 80% of your hospital bills at government-subsidised wards in public hospitals. This Central Provident Fund (CPF) Board-operated is available to all Singaporeans and permanent residents.

The MediShield Integrated Shield Plan, as per BeHeartStrong.com.sg, on the other hand, is your private health insurance. This usually covers hospital fees in class A and B1 wards in private or public hospitals. You can, however, still choose to stay in a public hospital and in a subsidised ward when you use your IP. A private IP sits atop your MediShield and offers more comprehensive coverage.

Private IPs sits atop your MediShield and offers more comprehensive coverage. Think of your MediShield as a house. When you purchase an IP, you are simply upgrading your house to a bigger one. In addition, MediShield does not allow riders or add-ons, while IPs do.

Is an Integrated Shield Plan Really Needed?

Procure private insurance if you can afford its premiums. MediShield is as basic as a standard health insurance, while an IP supplements and covers more major hospitalisation requirements. Government actually recommended having IPs because they know that the basic coverage MediShield offers may not be adequate to cover more costly hospitalisation bills.

While both MediShield and IPs strictly impose co-insurance and deductibles, MediShield has sub-limits and IPs functions on the ‘As Charged’ basis. In addition, MediShield can only offer coverage until you are 85 years old, while IPs offers lifetime coverage.

Furthermore, if you have an IP but you still want to save more money, then you may also try qualifying for MediShield subsidies — Premium for individuals with low to middle incomes, Transitional Subsidies, and Pioneer Generation Subsidies — as long as you meet the eligibility requirements.+